At FH Jurídicos, we understand that dealing with unpaid debts can create uncertainty and affect financial stability. That is why we offer effective legal solutions for debt recovery, for both businesses and individuals.
Out-of-court claim: We begin the process with a formal notice to the debtor, seeking an amicable solution and avoiding court proceedings.
Order for payment proceedings: When the out-of-court route is unsuccessful, we use order for payment proceedings (procedimiento monitorio), a swift and effective tool for claiming monetary debts.
Verbal and ordinary trials: For larger debts, or when the debtor opposes the order for payment, we initiate a verbal or ordinary trial, as appropriate.
Enforcement of judgment: Once a favourable judgment is obtained, we handle its enforcement, including the seizure of assets if necessary.
Second Chance Act: We advise individuals and the self-employed on applying under this law, allowing debts to be written off and a fresh financial start.
01
Free assessment
We listen to your case, review your documents and tell you honestly whether it is worth pursuing and by which route.
02
Fixed written quote
Before starting, you receive a written quote with the fees and the foreseeable court costs. No surprises.
03
We handle everything
Filings, deadlines, hearings and communication with the court. You are kept informed at every relevant step.
04
Resolution and follow-up
We pursue the matter until it is actually resolved, including enforcement if the other side does not comply.
How long does it take to recover a debt?
The time varies depending on the procedure and the debtor's cooperation. In simple cases, order for payment proceedings can be resolved within a few months.
Is it necessary to go to court?
In many cases, order for payment proceedings allow the debt to be resolved without a trial. However, if the debtor objects, it will be necessary to initiate a trial.
What is the Second Chance Act?
It is a legal mechanism that allows individuals and the self-employed to write off debts and start again, subject to certain requirements.
